Buying commercial land comes with an extra layer of paperwork most buyers don’t expect. Title companies flag something called a survey exception on almost every commercial deal. It sounds scary. It isn’t, if you know how to clear it. An … Continue reading →
Most commercial buyers hear the word “exception” and think it’s just paperwork. It isn’t. An exception on a title commitment can quietly shape your price, your timeline, and your risk for years after closing. If you’re buying, financing, or developing … Continue reading →
Every commercial site has lines you can’t see on a plat map. Some are pipes. Some are wires. Some are legal rights that limit what you can build. An ALTA survey brings all of this into view before you close … Continue reading →
An ALTA survey can be perfect in the field and still get flagged at the title desk. That happens more often than most developers expect. Title officers read a survey the way a proofreader reads a contract. They are not … Continue reading →
Every title insurance commitment has a Schedule B. Most people skim past it to get to the price. That’s a mistake. Schedule B lists the exceptions. These are things your policy will not cover, unless someone clears them first. In … Continue reading →
Refinancing feels like a formality. You already own the property. You already have a survey. Why would a lender ask for anything new? Here’s the short answer: a refinance is a new loan, with a new lender and often a … Continue reading →
An alta survey can find something unexpected. Sometimes, a strip of land does not belong to either neighbor on paper. Other times, two neighbors both seem to own the same piece of ground. These problems are called gaps and overlaps. … Continue reading →
Buying commercial property is a big deal. There is a lot of money on the line. An ALTA survey helps you find title problems before you close. Some problems hide in old records. Others exist on the ground but were … Continue reading →
When a lender agrees to finance a commercial property, they need more than a signed deed. They need proof. An ALTA survey gives them that proof before any money changes hands. This article explains why lenders require this survey, what … Continue reading →
An ALTA survey can stop a commercial real estate deal in its tracks. When an access problem turns up, buyers, lenders, and title companies all have to pause and figure out what to do next. Understanding what these problems look … Continue reading →